Mortgage Loans
Fixed-rate loan options
Lock in your interest rate so your payments stay the same for the entire life of the loan. Flexible, straightforward terms make this option simple, and competitive rates make it affordable!
Low down-payment options
If you are a first-time homebuyer or seeking a low down-payment option, let our experienced mortgage team explore the perfect loan option just for you.
Veterans loan options
We proudly offer VA loans to military borrowers, including active-duty personnel, veterans, reservists, National Guard members and their surviving spouses. Up to 100% financing options available.
FHA loan options
FHA loan options have been helping people become homeowners since 1934. The Federal Housing Administration allows approved lenders to offer homebuyers a financing alternative with low down-payment requirements, competitive rates and easy credit qualifying.
Rural USDA loan options
Allowing affordable home ownership for low-to-moderate-income families living in rural areas. The program aims to improve the quality of life in rural communities by providing affordable homeownership. 100% financing and competitive, fixed rates are available.
Jumbo Loan Options
If you dream big, we offer fixed- and adjustable-rate loan options that allow higher-than-conventional loan limits. Down payments start at 10% down with no mortgage insurance. Primary residence and second homes are eligible with loan amounts up to $2,000,000.
Home Equity Loans
Unlock the value of your home with our flexible home equity loan! Whether you’re looking to finance renovations, consolidate debt, or cover unexpected expenses, our competitive rates and customizable terms make it easy to access the funds you need.
Manufactured loan options
These options allow for the purchase of either a modular or manufactured home. Lakeside Bank provides access to various loan options to help you get a home loan quickly and affordably.